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Dołączył: 29 Lis 2010
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 Wysłany: Sob 3:12, 18 Gru 2010 Temat postu: Supra Skytop 2 Shoes Meeting College Costs In Diff |
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h and every U.S. family,[link widoczny dla zalogowanych], regardless of its economic standing, is anxious about the current state of the American economy.
Those with sons and daughters nearing college age share a special concern; financing the post high school education of their daughters and sons.
Even those who responsibly set college money aside for their children are not without the economic angst of meeting college expenses, as the worth of their portfolios have likely shrunk beyond imagination in a few short months. Almost no investors have escaped unscathed.
College endowments, because they too are heavily invested in the stock market, are also down considerably. And,[link widoczny dla zalogowanych], for all but the very wealthiest colleges, a decline in endowment value may well mean a decline in institutional scholarship funds available to students.
Institutional scholarships are a very important component of financial aid packages, especially at private colleges and universities. In fact, in normal times, private colleges offer students enough institutional-based scholarships to offset approximately 35% of tuition costs. Of course some of the elite colleges have so much money that their ability to provide institutional aid to students will not be impacted even if the economic downturn continues.
Others will have no choice except to maintain or even increase their scholarship expenditures in order to meet their enrollment goals. Some others, however, may be forced by lower endowments to reduce the number and/or size of institutional scholarships awarded.
Our sagging economy may bring serious changes to the way prospective students and colleges approach the admissions and selection process. Thus far,[link widoczny dla zalogowanych], it has brought a great deal of uncertainty.
So, what should a student do in the face of so much uncertainty? Here are a few things to think about.
1. Understand that there are still adequate financial aid programs to provide necessary assistance to students. Ignore the hysteria of the Chicken Little gloom and doom folks.
2. Talk to school and college counselors. Apply for all the funding sources they recommend.
3. See if your high school counseling office has a list of scholarships offered by organizations in or near your community.
4. Use Google or Yahoo to search for "college scholarships". You'll find more than 60 free scholarship search sites. Each will "match" you to appropriate scholarships.
5. Avoid all organizations which claims they can help you qualify for additional college funding. Any help they can offer you is available at no cost elsewhere.
6. Look for colleges with low tuition and fees. You will be surprised how many you can find.
7. Do not be afraid of loans. Just be sure you borrow only for essential expenses and nothing else.
There is no question that we are in difficult economic times. And,[link widoczny dla zalogowanych], the economy is unlikely to bounce back quickly. But, the national economy should not prevent students from getting the education they require.
As always, students who explore their options fully will find that a college education is still well within their reach.
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