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Ed Hardy2Seven Illusions, Delusions & Downrigh

 
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 PostWysłany: Sob 3:28, 21 Maj 2011    Temat postu: Ed Hardy2Seven Illusions, Delusions & Downrigh Back to top

've heard most of them before. They appear like well-meaning retirement counsel. But, BEWARE. The retinue fantasies, delusions and downright lies about retirement can be dangerous to your retirement well-being:
1. If you have enough money [link widoczny dla zalogowanych], your retirement will catch on itself.
WRONG. WRONG. WRONG. This namely the biggest and most precarious lie about retirement. Of way, money is important. Yet, money is only 1 of 15 "have to haves" because a thriving retirement. Focusing only on the actual fiscal appearances of retirement and ignoring the other, fewer tangible, "must haves" is a prescript as calamity. While catching dictate of your life, having nightmares for the future, and a intention that drags you out of mattress in the morning are not as quantifiable as, say, $1.3 million in assets, they are fair as pivotal.
2. You lost your shirt in the stock mall and you'll must go 7 years behind your dead in order to afford to retire.
Maybe, if you're purchasing into the accustomed sagacity that you'll need 80% of your present income to maintain your new lifestyle. But, honestly, are you that outrageous about your current lifestyle?
Don't delude yourself into meditative you have to reserve act what you're act just because you don't have enough money. Jump out of that alley carton you're in. Be pert. Think big. There are lots of great ways to supplement your retirement income (i.e. seasonal employ) and/or create new revenue flows further your wildest imagination (i.e. packaging what you already know and selling it).
Not sensibility primarily bold? Then response the question: "What's enough"? and you just may find you can retire on a lot less and enjoy life a lot more.
3. You can't afford to live a meaningful life.
Understand this. You can't afford NOT to live a meaningful life. In fact, it's necessity to a thriving retirement -- right up at the top of the account with the "must have" of money. And, it doesn't material if you're coiling in dough and have all the free time in the world, or if you absence to get financially ingenious in the "third half" of life and establish current sources of earnings.
Figure out what would be the most dispatching and invigorating for you, emulate your heart's lust, and pursue your goals with gusto. Write that paperback, begin a affair, get backward a occasion, or (fill in the blank.)
You owe it to yourself to take the time in your retirement planning to detect a clearly defined purpose -- one that enriches your globe and puts a great big laugh on your face.
4. You've worked hard all your life and now you deserve to rest and play.
Research shows that the traditional "all melodrama [link widoczny dla zalogowanych], no purpose" retirement tin be mortal. Sure you enjoy your leisure time and need your rest [link widoczny dla zalogowanych], but are you prepared for that proverbial lea quite already? Remember, in order for leisure to be leisure, it must be a diversion. So, if that's all there is in your life, what (and where) is the purpose?
Instead of designing a life of merely leisure, devise a leisurely lifestyle namely no only rejuvenates your spirit, but fills your life with averaging. (See #3)
5. Your partner will be thrilled to join you in traveling around the country in an RV, playing golf 24/7, />
Think repeatedly, for it's highly promising that you're not even remotely ashore the same wavelength. Again, it's truly major to take period in your intending. Find out what your partner expects from retirement long ahead you retire. And when you're by it, make a commitment apt the health and growth of your relationship, now, before you retire. It's impossible apt have a merry retirement whether you're in a overcast relationship.
6. Retirement manner the end of life as you've understood it.
Don't be fooled into considering that what you do in your present life is extra important than who you'll be in your retirement. How ambition you spend the precious gift of the afterward 30+ annuals? You could cra


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