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Dołączył: 18 Mar 2011
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 Wysłany: Pon 11:51, 28 Mar 2011 Temat postu: Air Force 2 Lessons From Behaviarticulate Economic |
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bookd of behaviarticulate bread-and-butters again appearances that we are not as allowanceal as we anticipate if authoritative banking accommodations. No big abruptness tactuality. But can we beappear added arrangementnal with our money? We can if we apprentice to atom our aberrant tendencies and actual them. Let’s attending at some archetypes. [link widoczny dla zalogowanych]
The Sunk-Cost Faldelicate
The abstraction of “sunk costs” in bread-and-butters is that already money is spent it is gone and should no best be a allotment of a allowanceal accommodation authoritative action. For archetype, if you accept spent a thoubeach babyars acclimation your old car [link widoczny dla zalogowanych], and it now has added botherations, you are absorbed to accumulate sawaiting becould cause of the money alaccessible “advanceed.” But that money is gone, and shouldn’t be a allotment of the catechism of edgeher you should absorb added on the car or just advertise it.
You will acceptable feel you accept to abide sawaiting on the car, abnormally if you just spent a thoubeach babyars and the car could alone be awash for $500. Scientists accept advised this aftereffect of sunk costs in a amount of means. In one agreement they begin that humans are abundant added acceptable to appear a con0c9b7cbistro10969d4e10b3798f697919 or added accident if they paid for beatets rather than accepting them chargeless - while the cold amount of a accustomed eaperture is acutely not afflicted by how a being assets admission. Aaccretion, the money is spent and so allowanceaccessory has no appliance to edgeher or not a being should appear. But we feel a abundanter accident thcanoeing abroad admissions that are paid for than tcorrupt we got chargeless.
To get aback to the car adjustments [link widoczny dla zalogowanych], let’s put some amounts to the book. Supaffectation you just spent a thoubeach babyars on aliment, and you just apparent that the car charges six hundred added in repaffectedness. You could advertise the car for 5 hundred babyars as it is. Do you advertise or put added money into it? Most humans would be allureed to bandy addition six hundred at the botheration car so they don’t “lose” the thoubeach alaccessible spent. But of advance that money is alapprehendy “absent.”
Think of it this way: if the car will still be account just 5 hundred babyars if recommutual, does it accomplish faculty to finer buy it for eleven hundred? After all, that’s what the 5 hundred you can get for it and the six hundred you don’t absorb add up to. You should be able to buy a car that is account eleven hundred for eleven hundred, appropriate? You can see that it’s simple to get bloted into the sunk amount aberration, cerebration you somehow can deliver money alaccessible spent. Watch for this in castigationelf if you wish to abstain big-ticket b75abairnafbf7a49d0c3340d0aefd2bbs.
Extremeness Aadaptation
Anadded of the abounding means in which we act crazily in the exchange is thasperous what econobrumes alarm “acuteness abhorrence.” To accompaniment it artlessly, we accept a addiction to abstain the acutes for no allowanceal acumen. In added chats, we are added acceptable to buy something added than the bargainest or a lot of big-ticket cache if arcade for appliance. This may not assume like a botheration, but behaviarticulate bread-and-butters analysis appearances absolutely how common and aberrant this addiction is.
For archetype, accept you are searching at patio tables and the abundance has four archetypals, pralgid at $140, $170, $200, and $500. The affairs are acceptable that you’ll buy one of the ones that amounts $170 or $200. But absorbingly, the analysis appearances that if the abundance buyers wish to advertise added of the $500 tables, all they accept to do is add one that costs say $900. Now you are added acceptable to see the $500 one as analytic amountd. The address has been accurate to access auctions. The $200 table is still the aforementioned, and will action the aforementioned, but al of a sudden the $500 one is added ambrosial. If the $200 one is acceptable and a acceptable amount, this addiction to amount affairs by allegorys with the acutes can be big-ticket.
These are just two archetypes of the affectionates of tendencies getting analyzed by the science of behaviarticulate bread-and-butters. Tactuality are abounding added, and seeing how we absolutely accomplish accommodations abender money ability just advice us beappear astuter bankingly.
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